First 24 Hours After Flood Damage: A Step-by-Step Guide

The man is concerned, standing in the open doorway of a brown brick building. Deep, dark floodwater covers the entire foreground and street, reflecting the building's windows, doors and the sky.

Flood water has come into your home. You’re standing in it. You don’t know where to start. What you do in the first 24 hours after flood damage has a direct impact on your safety, the condition of your property, and the strength of your insurance claim. The decisions you make in this window, before […]

Tectite Fittings Leaking? Here’s What Irish Homeowners Need to Know

A water dripping from a tectite fitting connecting copper pipes in a utility area, falling into a red bucket below.

A plumber has just told you your Tectite fittings are the problem. Or you have found damp on a ceiling you cannot explain, and someone has mentioned Tectite as a likely culprit. Either way, you are now trying to work out what you are dealing with and who is going to pay for it. This […]

Solar Panel Insurance: How Solar Panels Affect Your Home Insurance in Ireland 2025

A roof mounted solar array with two panels severely smashed and shattered. Large impact holes pierce the glass of both panels, sending shards across the surface. Exposed wires and fragments litter the roof below the broken frames.

Installing solar panels on your Irish home is an excellent investment in renewable energy and can significantly reduce your electricity bills. However, many homeowners don’t realize that adding solar panels to their property affects their home insurance coverage and premiums. Understanding how solar panel insurance works in Ireland ensures your investment is properly protected from […]

Water Damage Spotting Leaks & Signs of Water Damage in Your Home

A man and the home owner squatting and inspecting a wet area under a kitchen sink where a pipe is leaking water into a puddle on the floor. The man is holding a digital thermal imager that shows a red reading, indicating a temperature difference, and a flashlight.

Discovering water damage in your home can be a stressful experience. Whether it’s a slow leak you’ve only just noticed or sudden flooding from a burst pipe, water damage requires immediate attention to prevent long-term damage to your property. This guide helps Irish homeowners identify potential leaks, understand the common causes of water damage, and […]

Business Interruption Insurance Claims: Your Complete Guide for Irish Businesses

A person in a business meeting holds a tablet displaying a diagram on types of business interruption coverage.

Business interruption insurance can be a lifeline for business owners facing unforeseen circumstances that disrupt normal operations. Whether it’s a fire that damages your premises, a storm that forces you to close, or equipment failure that halts production, the financial impact of being unable to trade can be devastating. This guide helps you navigate the […]

Everything About Subsidence Damage: Complete Guide for Home Insurance Claims

A client or policyholder is consulting with an insurance claim expert about a subsidence damage claim.

Welcome to your comprehensive guide to subsidence damage and home insurance claims in Ireland. We understand that discovering subsidence in your home can be unsettling. This guide provides clear, accurate information to help you navigate the complexities of subsidence, from identifying the initial signs to successfully managing your insurance claim. Our aim is to empower […]

Signs of Subsidence damage, What to Look For in Your Home for 2025

A man in a suit inspects major wall cracks and debris in a derelict room as a sign of subsidence | Signs of Subsidence damage, What to Look For in Your Home for 2025

If you’ve noticed cracks appearing in your walls or your doors suddenly sticking, you might be wondering if your home has subsidence. It’s a worry that keeps many Irish homeowners up at night, and for good reason. Subsidence can cause serious structural damage to your property, but catching it early makes all the difference. This […]

How Global Warming is Reshaping Ireland’s Insurance Landscape

The Irish cottage is covered with snow on its roof and along the pathway.

The Emerald Isle has long been synonymous with unpredictable weather, but climate change is introducing unprecedented challenges that are fundamentally altering Ireland’s insurance industry. As global temperatures rise and weather patterns become increasingly erratic, Irish insurers find themselves at the forefront of a rapidly evolving risk landscape that demands innovative approaches to underwriting, claims management, […]

The Average Clause in Home Insurance: A Homeowner’s Guide to Underinsurance in Ireland

An informational graphic about HOME INSURANCE: A Homeowner’s Guide featuring a house | The Average Clause in Home Insurance: A Homeowner's Guide to Underinsurance in Ireland

Your home suffers €40,000 worth of storm damage. You file a claim. Your insurer offers just €30,000. Confused? Angry? You’re experiencing the Average Clause in action. This single insurance provision costs Irish homeowners millions each year. Yet most discover it exists only after disaster strikes. When bills mount and stress peaks. As Public Loss Assessors, […]

Common Causes of House Fires in Ireland and How to Prevent Them (2025 Data)

Burnt-out Irish house after fire with firefighters and loss assessors on site, highlighting the devastation caused by house fires.

A house fire can destroy a home in minutes, but the financial and emotional consequences last for years. While our complete guide to fire damage claims explains how to navigate the aftermath, prevention is the best strategy. Understanding the actual causes of house fires, based on the latest national fire statistics, is the first step […]