Signs of Subsidence damage, What to Look For in Your Home for 2025
If you’ve noticed cracks appearing in your walls or your doors suddenly sticking, you might be wondering if your home has subsidence. It’s a worry that keeps many Irish homeowners up at night, and for good reason. Subsidence can cause serious structural damage to your property, but catching it early makes all the difference. This […]
How Global Warming is Reshaping Ireland’s Insurance Landscape
The Emerald Isle has long been synonymous with unpredictable weather, but climate change is introducing unprecedented challenges that are fundamentally altering Ireland’s insurance industry. As global temperatures rise and weather patterns become increasingly erratic, Irish insurers find themselves at the forefront of a rapidly evolving risk landscape that demands innovative approaches to underwriting, claims management, […]
The Average Clause in Home Insurance: A Homeowner’s Guide to Underinsurance in Ireland
Your home suffers €40,000 worth of storm damage. You file a claim. Your insurer offers just €30,000. Confused? Angry? You’re experiencing the Average Clause in action. This single insurance provision costs Irish homeowners millions each year. Yet most discover it exists only after disaster strikes. When bills mount and stress peaks. As Public Loss Assessors, […]
Common Causes of House Fires in Ireland and How to Prevent Them (2025 Data)
A house fire can destroy a home in minutes, but the financial and emotional consequences last for years. While our complete guide to fire damage claims explains how to navigate the aftermath, prevention is the best strategy. Understanding the actual causes of house fires, based on the latest national fire statistics, is the first step […]
Fire Damage Claims Ireland: Complete Guide to Home Insurance Claims
Fire damage claims in Ireland can be worth anywhere from €25,000 for a kitchen fire to over €500,000 for a total loss. But here’s what most homeowners don’t know: understanding the claims process and proper documentation can significantly affect your settlement outcome. Most Irish families assume documentation is straightforward and that the process will be […]
The Ultimate Insurance Claim Checklist for a Seamless Assessment
Making an insurance claim can be a daunting and stressful experience, often following a significant loss or disruption. Whether you’re a homeowner in Cork dealing with storm damage or a business owner in Dublin facing operational downtime, a structured approach is paramount to a successful outcome. This is where an insurance claim checklist becomes your […]
Top 5 Reasons You Need a Loss Assessor
When facing property damage and dealing with your insurer, understanding why you need a loss assessor can make the difference between loss professionals securing you the best settlement possible or accepting an inadequate payout. This comprehensive guide reveals the top five reasons why loss assessors in Ireland are essential for damage insurance claim success, helping […]
Burst Pipe Insurance Claim Guide
When pipes burst in your home, the resulting water damage can be devastating both financially and emotionally. Understanding your burst pipe insurance claim options and how dedicated loss assessors can help navigate damage claims is crucial for every homeowner. This comprehensive guide explains the insurance claim process, reveals how to minimise losses, and demonstrates why […]
Heat Pump Insurance Claims: Complete Irish Guide
Heat pumps are a smart choice for Irish homes. They provide efficient heating and help reduce energy bills. Homeowners often ask about heat pump insurance claims. Understanding your insurance cover is important. This guide explains heat pump insurance for your home in Ireland. Insurance Claim Solutions helps homeowners with these insurance claims and ensures you […]
How a Loss Assessor Can Help with Malicious Damage: A Complete Guide
“When faced with malicious damage to your property, having an experienced loss assessor by your side can mean the difference between settling for less and receiving what you’re truly entitled to.” – Trevor Kelly, Director at Insurance Claim Solutions (ICS) Understanding Malicious Damage Insurance Claims Malicious damage to property can be devastating. Whether it’s vandalism, […]