At Insurance Claim Solutions, we understand that dealing with insurance claims can often be a daunting process. That’s where we step in as Dublin’s leading loss assessor, offering you comprehensive support and guidance at every stage of your claim.
Business Interruption Insurance will compensate you for the loss of income resulting from damage or loss of property resulting from fire, storm, flood, burst pipe, theft or malicious damage.
Loss of revenue resulting from property damage e.g. burnt down or flooded premises frequently exceeds the value of damaged property, so it is important to assess it correctly and submit a claim as soon as possible.
Unfortunately Business Interruption policy cover does not apply automatically.
It is usually an extension to your property insurance policy and it can have several components such as profits, fixed costs, extra expenses etc. You need to make sure that your specific peril cover has business interruption extension. This applies especially to cover for health and public safety issues including Covid 19.
As Business Interruption Claims are rarely straightforward, it is advisable that you speak to an expert Loss Assessor rather than try to file the claim yourself.
It is vital to get in touch with someone early in the process, as the first week being critical in assessing the loss and ensuring trouble-free settlement.
Policy wording is often open to interpretation and if you are not an insurance expert, you may miss something in the small print.
Although your accountant may be able to come up with projected sales and profit figures, it takes expert insurance knowledge to calculate the maximum entitlement you can claim under your Business Interruption Policy cover.
If you need help with assessing your loss, interpreting your policy wording, or completing your Business Interruption claim, contact us.
We have extensive experience in handling many different types of business claims, from fire damage to flood, water damage, subsidence, burglary, malicious damage, and including Covid-19 business interruption claims.
We have an impressive track record and we pride ourselves in being able to negotiate, in most cases, full compensation, no matter how difficult was the claim.
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Don’t let the stress of dealing with insurers and repair contractors overwhelm you. Contact us today, and let us handle your insurance claim while you focus on your recovery.