Works for the insurer
The Insurer’s Loss Adjuster
- Appointed by the insurance company
- Assesses the claim for the insurer
- Reports back to the insurer
Insurance Claim Help Ireland
Business Insurance Claims: Loss Assessors for Commercial Property
At Insurance Claim Solutions, we specialise in managing business insurance claims for companies across Dublin and Ireland. Whether you are dealing with fire, flood, storm damage, theft or business interruption, our experienced insurance assessors handle the entire claims process on your behalf.
Call Us Today!Expert Business Claim Assistance in Dublin
Business Insurance Claims
Business claims can be difficult to assess, time-consuming to manage and slow to pay out.
Insurers can take time to investigate a commercial claim, and their loss adjuster assesses it on the insurer’s behalf.
For you, every day and every cent counts. Material damages are not your only worry; there is also a loss of profits and a strong possibility of losing clients who will go to your competitors, if they can’t get service or products from you.
That is why we start assessing the claim as early as possible and, where the policy allows, ask the insurer for interim payments to help keep the business going while the claim is dealt with.
Commercial claims can also be really complex. They often involve a careful assessment of the secondary damage, reduction in value, stock damage, loss of records, and the estimated losses due to business interruption.
Then there are negotiations of interim payments and the final settlement, claiming for the loss of earnings or increased cost of working (i.e. alternative manufacturing or warehousing) and many other complexities you are unlikely to be even aware of.
With so much involved, many business owners choose to hand the claim to an experienced loss assessor rather than manage it alongside running the business.
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Negotiating Your Claim
Negotiating with Insurers
An insurer’s first offer is based on the information in front of it. We make sure the full loss is documented and presented, including buildings, stock, equipment, records and trading losses, and we back each figure with evidence.
We then negotiate with the insurer and its loss adjuster on your behalf, working from your policy wording and the evidence, so you can concentrate on running the business.
Working with Insurance Claim Solutions
Working with Insurance Claim Solutions can take much of the burden of a business insurance claim off your hands. As independent loss assessors, we act on your behalf and handle every aspect of your claim, from damage assessment to final settlement.
Insurance Claim Solutions provides end-to-end claim handling, including damage assessment, documentation, contractor liaison, and insurer negotiation. Your claim is managed by loss assessors experienced in commercial losses, and we keep you informed at every stage.
Insurance Claim Solutions offers full claim-management by accredited loss assessors for commercial clients.
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Loss adjuster or loss assessor?
Your Insurance Company Has Its Experts. You Should Have Yours.
When you make a commercial property claim, your insurer sends a loss adjuster. They are appointed and paid by the insurance company, and they assess the claim on its behalf. A loss assessor does the same job from your side of the table: we are appointed by you, and we work for you.
Works for the insurer
Works for you
Your Loss Assessor
- Works for you, not the insurer
- Documents the full extent of your loss
- Deals with the insurer on your behalf
- Negotiates your settlement
Insurance Claim Solutions represents you, the policyholder, throughout the entire claim.
Dealing with Complex Claims
Understanding Complex Losses
Complex losses, such as those involving extensive structural damage, business interruption, or intricate policy covers, need a detailed understanding of how commercial policies work.
The sums involved are often large. Bringing in a loss assessor early means your side of the claim is represented from the start.
Utilising Digital Site Technology
Digital site technology helps us assess and document complex damage accurately. Advanced surveying techniques, 3D scanning, and cost modelling provide detailed valuations that support your insurance claim.
Insurance Claim Solutions offers advanced surveying and cost modelling services for accurate claim valuations through rebuild cost assessment/3D property scan. This gives the insurer a precise record of the damage and of the cost of putting it right.
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The Claims Process in Ireland
Steps to Make a Claim
When you need to make a claim under your business insurance in Ireland, several steps are involved. Initially, you'll need to focus on gathering information, which includes:
- Thoroughly documenting the incident by taking photos and gathering evidence.
- Compiling any other relevant information related to the claim.
After that, review your insurance policies to understand what is covered. Then, you'll typically submit a claim to your insurer, providing all necessary documentation. Knowing these steps in advance makes a business claim easier to manage.
For help with your business insurance claim, contact Insurance Claim Solutions.
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What happens next
From Commercial Property to Settlement, We Handle the Claim
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01
Tell Us What Happened
A short conversation about the damage and your insurance cover. It’s free, and there’s no obligation.
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02
We Assess the Damage
An experienced loss assessor inspects the property and identifies what should form part of the claim, including damage that isn’t obvious yet.
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03
We Manage the Claim
Documentation, valuations, insurer communication and negotiations are handled for you. You’re kept informed at every stage.
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04
Your Claim Is Settled
We negotiate the settlement with your insurer under the terms of your policy. The insurer pays you directly.
Step 01 is a free, no-obligation conversation.
Dublin's Trusted Loss Assessor
Benefits of Using a Public Loss Assessor to Manage Your Claim
Eliminate the Stress of Dealing With The Insurers.
Get Faster Settlement of Your Claim.
Get Expert Help With Your Claim. The first on-site assessment is free, with no obligation.
Call our 24-hour emergency number 01870 9210