Works for the insurer
The Insurer’s Loss Adjuster
- Appointed by the insurance company
- Assesses the claim for the insurer
- Reports back to the insurer
Insurance Claim Help Ireland
Oil Leak Insurance Claims: Expert Loss Assessor Help
Oil leak damage claims in Ireland: what your home insurance may cover and how a loss assessor can help.
Call Us Today!What you need to know before you claim
Oil Leak Claims: A Homeowner's Guide
An oil leak is one of the harder property claims to deal with. The oil soaks into floors, walls and soil, the smell lingers, and the clean-up often needs specialist contractors. As a regulated loss assessor, we handle oil leak claims for homeowners, from recording the contamination to agreeing the clean-up and repair costs with your insurer.
Understanding Oil Leak Insurance Claims
Cover for oil leaks differs from one home insurance policy to the next. Some cover the lost oil, the clean-up and the repairs; some set a limit on what they will pay; and many exclude leaks caused by wear and tear or that built up gradually. Read the oil or heating section of your policy, or send it to us and we will check it against what has happened.
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The types of damage an oil leak can cause to your home and property
Oil Leak Damage: What It Is and What It Affects
What is an Oil Leak?
An oil leak refers to the escape of oil from a home heating oil tank or boiler system, leading to potential environmental and property damage. Leaking oil can contaminate soil and even affect neighbouring properties. The consequences of an oil spill can be severe, leading to costly cleanup and remediation efforts. It is important to act promptly upon discovering a heating oil leak.
Types of Oil Leak Damage
Oil leak damage can manifest in various ways, including structural damage to your home, soil contamination, and harm to the surrounding environment. Costs associated with oil spills can also include the need for alternative accommodation during remediation. If leaking oil contaminates your property, it's essential to document the extent of the oil leak damage thoroughly for your insurance claim.
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Loss adjuster or loss assessor?
Your Insurance Company Has Its Experts. You Should Have Yours.
When you make a oil leak claim, your insurer sends a loss adjuster. They are appointed and paid by the insurance company, and they assess the claim on its behalf. A loss assessor does the same job from your side of the table: we are appointed by you, and we work for you.
Works for the insurer
Works for you
Your Loss Assessor
- Works for you, not the insurer
- Documents the full extent of your loss
- Deals with the insurer on your behalf
- Negotiates your settlement
Insurance Claim Solutions represents you, the policyholder, throughout the entire claim.
The steps you need to take to protect your claim from the moment you discover a leak
How to Document and Claim for Oil Leak Damage
Steps to Document Oil Leak Damage
As soon as it is safe to do so, start recording the leak and the damage it has caused:
- Taking detailed photographs of the oil spill, affected areas, and the leaking oil source.
- Collecting samples of the contaminated soil, if possible, for analysis.
- Keeping records of all communications with your insurance company, assessor, and any cleanup contractors.
This will significantly aid your insurance claim.
Making an Insurance Claim for an Oil Leak
Report the leak to your insurer as soon as you find it. Give them your photographs and any reports you have, and fill in the claim forms accurately. If you would like help, Insurance Claim Solutions can manage the claim for you, from the first survey to settlement. Every home insurance policy is different, so we start by reading yours.
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Why cover varies between policies, and the damage that is easy to miss
What Does Your Home Insurance Actually Cover for Oil Leaks?
Many policyholders do not realise how much oil leak cover varies between policies. Contamination of your land, or of a neighbour's property, may fall under a separate section of the policy or need an extension. We read your policy wording against the damage so each part of the loss is claimed under the right section.
We also look for the oil leak damage that is easy to miss: oil that has soaked under floors and into walls, contaminated soil and drains, damage to a neighbour's property, and the cost of somewhere else to stay while the house is cleaned up.
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What happens next
From Oil Leak to Settlement, We Handle the Claim
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01
Tell Us What Happened
A short conversation about the damage and your insurance cover. It’s free, and there’s no obligation.
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02
We Assess the Damage
An experienced loss assessor inspects the property and identifies what should form part of the claim, including damage that isn’t obvious yet.
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03
We Manage the Claim
Documentation, valuations, insurer communication and negotiations are handled for you. You’re kept informed at every stage.
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04
Your Claim Is Settled
We negotiate the settlement with your insurer under the terms of your policy. The insurer pays you directly.
Step 01 is a free, no-obligation conversation.
Dublin's Trusted Loss Assessor
Benefits of Using a Public Loss Assessor to Manage Your Claim
Eliminate the Stress of Dealing With The Insurers.
Get Faster Settlement of Your Claim.
Get Expert Help With Your Claim. The first on-site assessment is free, with no obligation.
Call our 24-hour emergency number 01870 9210