What does a loss adjuster do? | Ultimate Guide 2024
One of the most commonly asked questions we encounter is What does a loss adjuster do? The answer is simple, When you make an insurance claim, the insurance company will often appoint a loss adjuster to investigate the details of your claim. Loss adjusters are claims specialists who determine the cause and extent of damage […]
Commercial Fire 3D Scanning for Property Insurance Claims
Our team were onsite today capturing 3d data of a large commercial fire. We got the call on Monday morning from the policyholder’s Insurance broker and were onsite by lunchtime conducting our initial damage assessment. The use of modern technology on large and complex losses allows us to collate more comprehensive and accurate claims, reduce […]
Court Rules against FBD in Covid-19 Claim
Covid 19 Business Interruption Claim In a landmark decision regarding Covid 19 Business Interruption Claims, Mr Justice Denis McDonald found that an insurance policy sold by FBD covered losses the pubs sustained by having to close due to the global health emergency. This is excellent news for FBD Business Policyholders as they can now start […]
What damage can fire and smoke cause to your property?
The Insurance claim and damage management industry has traditionally categorised Fire and Smoke damage to buildings on an individual incident basis, as the contaminants involved with smoke are entirely dependent on the materials burnt, fuel available, timeframe, temperatures reached, building construction methods, and building materials. Fire and smoke damage, and consequently the appropriate response, will […]
Why Appoint A Loss Assessor to Handle your Insurance Claim?
A Public Loss Assessor represents you, the policy holder, not an insurance company. Insurance company profit is dependent on the amount of claims they receive and pay out. So, it is understandable that they are trying to limit the amount of claims they pay out. Each time you file a claim, they instruct their loss adjusters and the […]
How to Prevent Burst Pipes and Avoid Water Damage
The cold weather is upon us and every year we help policyholders affected by water damage caused by freezing and burst pipes. The damaged pipework is, in the main, a small issue. The major loss usually resultants from water damage caused once pipes thaw out and water escapes from damaged the pipework. We have seen […]
Fire Claim | Electrical Fault Causes Fire To A House in Northern Ireland
Fire Claim | Electrical Fault Causes Fire To A House in Northern Ireland Fire Claim | Faulty electrics are extremely dangerous as they can easily set the house on fire. Insurance Claim Solutions received a call from a distressed home owner in Northern Ireland informing that he had suffered fire damage to his home. Luckily […]
Loss Assessor Guide to Handling Your Home Insurance Claim
Handling a home insurance claim by yourself can be tricky. You need to be able to interpret the small print and figure out whether any cover exclusions and clauses apply to your particular case. Then you need to be able to understand the full extend of the damage. Remember that some damage is not obvious […]
Insurance claims – Why is it so hard to get our money?
Advertising would have us believe that false insurance claims are the reason it’s so hard to get our money – but what’s the real picture? Read this article by CONOR POWER that appeared in The Irish Times on Monday, October 31, 2011 and find out.