What does a loss adjuster do? | Ultimate Guide 2024
One of the most commonly asked questions we encounter is What does a loss adjuster do? The answer is simple, When you make an insurance claim, the insurance company will often appoint a loss adjuster to investigate the details of your claim. Loss adjusters are claims specialists who determine the cause and extent of damage […]
Chartered Building Surveyors Guide to Fire and Smoke Damage
To correctly assess Fire and Smoke Damage and determine the level of remediation required for the building, we must first clarify the type of fire that has occurred. This is important as the contaminants caused by smoke are entirely dependent on the materials burnt, fuel available, timeframe, temperatures reached, building construction methods and building materials. […]
Court Rules against FBD in Covid-19 Claim
Covid 19 Business Interruption Claim In a landmark decision regarding Covid 19 Business Interruption Claims, Mr Justice Denis McDonald found that an insurance policy sold by FBD covered losses the pubs sustained by having to close due to the global health emergency. This is excellent news for FBD Business Policyholders as they can now start […]
Tips for Preventing Grain Dryer Fires on Irish Farms
Huge Tractors, Giant Combines and Flashing Beacons can mean only one thing, its that time of year again, late summer when Irish Farmers set about harvesting their summer crops and transporting them to bulk storage in preparation for drying. Grain dryer fires are one of the most significant risks a grain handling operation can face. […]
Tips On What To Do After Fire Damage to Your Home
Tips On What To Do After Fire Damage to Your Home If you are a homeowner, suffering a fire is a devastating situation to go through. The overwhelming task of cleanup is daunting enough, but there is also the complexity and time-consuming process of the insurance claim and dealing with the insurance loss adjuster. Tips […]
Business Interruption Claim | Get Full Compensation For Your Loss
Business Interruption Claim How To Get Full Compensation For Your Loss Business Interruption Claim is not easy to assess and substantiate, especially for someone who does not have any business claims experience. Here are a few tips to help you successfully file a Business Interruption claim that gets approved quickly and will hopefully get the […]
Consumer Insurance Contracts Bill 2017- A Step in the Right Direction
The introduction of the insurance contract bill will come as welcome relief and respite for Irish policyholders who in the past have seen their insurance contracts subjected to ever-increasing terms, conditions and warranties. The new legislation follows recent comments by Financial Services Ombudsman Ger Deering, who accused the insurance industry of voiding policies in a […]
What damage can fire and smoke cause to your property?
The Insurance claim and damage management industry has traditionally categorised Fire and Smoke damage to buildings on an individual incident basis, as the contaminants involved with smoke are entirely dependent on the materials burnt, fuel available, timeframe, temperatures reached, building construction methods, and building materials. Fire and smoke damage, and consequently the appropriate response, will […]
Selecting The Correct Insurance Policy
Typically your home or business premises are one of the biggest investments that one will make in their lifetime. Unfortunately, I regularly encounter policyholders who don’t have the correct insurance policy in place, or the correct level of insurance coverage for a property that they own. In many instances or most cases, little […]
Fire at your Home or Business- Policyholders Tips
Fire at your Home or Business- Policyholders Tips A fire at your home or business is one of the most devastating events that can happen. As claim experts, who regularly manage fire damage claims on behalf of policyholders, we understand and know how traumatising a fire can be and how policyholders are left in a […]