Need Help In Dealing with a Storm Damage Insurance Claim?
We can help you assess your damage and get a full compensation for your loss…
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and if you decide to appoint us, you don’t pay anything
until your claim is settled.
Insurance Claim Solutions
What counts as Storm Damage?
Storm damage can include damage to property caused by fallen trees, flying debris, leaking roofs, basement flooding, and many more…
Unfortunately, not all policies cover all risks. Often the full extent of the damage caused by the storm is difficult to assess for a person with limited or no experience in assessing these types of claims; especially when it comes to the structural damage and latent water ingress that manifests itself months after the claim has been settled and the file is closed.
Many people assume they are automatically covered if their roof is leaking. In fact, this is not the case and the policy wording is often open to interpretation by the insurers.
With roof damage, there are as many policy exclusions (wear & tear, bad design, bad workmanship, gradual deterioration, bad construction techniques, etc.) as inclusions, and the burden of proof that the damage was caused by the storm is placed on the policyholder.
How Can We Help
What to do if your property has been damaged by storm?
If your property has been damaged by storm, you need to make sure first that the property is safe to occupy.
You should contact us as soon as possible to assess if there is any structural damage. We would be able to assess whether it is safe for you to occupy the property while it is being cleaned up and repaired.
As soon as the safety aspects are dealt with, we assess the rest of the damage and check your policy for any exclusions and limitations.
The immediate actions that are taken are very important and will determine the outcome of your claim.
If temporary repairs are carried out, the original damage must be documented first with full reports and photos to prove that the roof was damaged by the storm. Don’t worry, we will take care of everything, so you can focus on getting your own life back on track.
Articles and Case Studies
Storm Damage Insurance Claims
Lightning damage – loss assessor helps with the insurance claim
Lightning damage is comparatively rare in Ireland, but it happens a couple of times each year. Lightning strike presents three main hazards to your property: A building
Storm Damage – Insurance Claim Case Study
Storm Damage – Snow load and high winds were too much for these buildings. An unprecedented heavy snowfall between late February and early March 2018