ICS Loss Assessor Tips for Managing a Flood Damage Claim

Flood Damage Claim - Flood Damage to property in Dublin 2013Flood damage claim | Flood damage claims are particularly difficult to deal with as so many people are usually affected at the same time.

Insurers have estimated that the flood damage claims caused by the latest flooding could hit €100 million or more.

Flood Damage Claims are complicated to assess and manage as they are made up of so many elements.

They aso usually take a long time to pay out. If you want a speedy and full compensation for the damages you suffered, best to let the professionals handle your claim.

However, if you want to handle it yourself, but wondering what to do, here is our advice. 

Flood Damage Claim Step 1 – Assure safety

If flooding was severe and you needed to evacuate, it is vital that the soundness of the structure of your home is assessed before you can step inside.

Flood waters often cause secondary damage such as subsidence; they also affect electrical wiring and sanitation problems. Insurance Claim Solutions has contacts with many specialised contractors that can help you assess quickly if the  property is safe to return to.

We will also do an initial assessment of damages to the property, document them and advise you what emergency repairs and actions can you take before the claim is assessed and approved, without affecting the amount of your final settlement.

Flood Damage Claim Step 2 – Drying and emergency repairing process

As flooding usually affects not just one household but the entire community, sourcing the equipment and contractors who can extract water and dry your property can be a challenge.

Insurance Claim Solutions will advise you how you can find someone who can pump out the water and carry out emergency repairs to prevent additional damage to your property.

Flood Damage Claim Step 3 – Assess the full damage and file the insurance claim

We will help you with making inventory of all the damaged items, help you assess the replacement or repair cost for all the items and complete all the required paperwork. We will ensure that all potential damage is uncovered, including potential rot, mould and mildew hazard.

We will also meet with the Insurance Loss Adjuster and point out specific aspects of your flood damage.

Flood Damage Claim Step 4 – Negotiate settlement and follow up on payment

Once the claim is assessed, we will negotiate speedy settlement with your insurers and follow up on the final payment.

 

Let an experienced loss Aassessor help you with your flood damage claim

Insurance Claim Solutions are experts in handling all types of insurance claims, including flood damages. We have good relationships with the insurers and the building restoration companies and can generally get things done much faster than the average policy holder.

In most cases, we can also get a better settlement figure, simply because we can point out the damages that are not immediately obvious and the insurers tend to omit in order to minimise their losses.

Should you decide to use our services to manage your claim, we will:

  • tell you the exact steps you need to take to get a compensation as soon as possible
  • read the small print in your insurance policy and advise you what damages you can claim for
  • help you assess the damages and calculate the losses due to business interruption
  • document the damages and make an inventory
  • help you source reliable contractors who will help you clean up, dry, repair and restore your business property to the pre-loss condition
  • help you get realistic quotations
  • complete all paperwork and file the claim with your insurer
  • meet with the insurer’s Loss Adjuster and ensure that all damages have been properly assessed
  • follow up with the insurers on their claim assessment process and keep you informed
  • negotiate with your insurer a realistic settlement figure, so you are not left out of pocket
  • arrange for interim payments, so you can begin cleaning up and restoration work as soon as possible.
  • chase up the final payment

Dont suffer the stress of handling your own claim. Call us for a free survey 086 357 1713

Contact Details

Insurance Claim Solutions
Golf Rd, Rush, Co. Dublin

Mobile: 086 357 1713
Phone : 01 870 9210

We are registered as Public Loss Assessors and fully regulated by the Central Bank of Ireland

Google Reviews

Custome Reviews
Vincent Hanley
Vincent Hanley
13:59 22 Sep 22
I would be happy to recommend Trevor Kelly (Insurance Claim Solutions) in the event you need to make a claim on your household insurance. We recently had a serious leak in our hot water pipes and Trevor’s prompt attention was the essence of professionalism. It also took the hassle and stress out of dealing with the Insurance Company’s loss adjuster and with the pursuit of our claim. Couldn’t recommend him highly enough and would be very comfortable recommending him to family and friends.
Roger Kear
Roger Kear
10:59 04 Sep 22
The level of service that I received from Trevor Kelly was second to none. This was my first major claim with an Insurer and unsure of the process. Trevor took away all that worry. He was polite, reassuring, punctual and efficient. He dealt will all the details of the claim and completely took away all the hassle. If ever there was a service that I would recommend then it has to be Trevor Kelly. If anyone has the misfortune to make an insurance claim then the first call they should make should be to Trevor Kelly.
Eimear McBride
Eimear McBride
13:13 22 Aug 22
I would highly recommend Trevor's services. He guided me through the process from beginning to end, along with providing helpful advice along the way. He was responsive, efficient, practical and empathetic throughout.
Sherin Mathew
Sherin Mathew
16:42 18 Aug 22
Excellent service.....We went through a tough time and Trevor was there to support us... Proffessional and approachable.... Highly recommending.......
sheila hayes
sheila hayes
09:16 04 Aug 22
I used Trevor's company after I had a leak under my floor, he came recommended to me from leak detectors and the same day as I made the call Craig came out to inspect the damage and he handled everything from there on. I was very anxious as my insurance company had told me they would not cover the damage as I was causing it myself by having to dig up the floor to find the leak but Craig assured me it would be sorted. I am extremely happy with the settlement and the service from Insurance Claim Solutions. I would urge anyone in this position to contact them they take all the worries away.
See All Reviews
js_loader