ICS Loss Assessor Tips for Managing a Flood Damage Claim

Flood Damage Claim - Flood Damage to property in Dublin 2013Flood damage claim | Flood damage claims are particularly difficult to deal with as so many people are usually affected at the same time.

Insurers have estimated that the flood damage claims caused by the latest flooding could hit €100 million or more.

Flood Damage Claims are complicated to assess and manage as they are made up of so many elements.

They aso usually take a long time to pay out. If you want a speedy and full compensation for the damages you suffered, best to let the professionals handle your claim.

However, if you want to handle it yourself, but wondering what to do, here is our advice. 

Flood Damage Claim Step 1 – Assure safety

If flooding was severe and you needed to evacuate, it is vital that the soundness of the structure of your home is assessed before you can step inside.

Flood waters often cause secondary damage such as subsidence; they also affect electrical wiring and sanitation problems. Insurance Claim Solutions has contacts with many specialised contractors that can help you assess quickly if the  property is safe to return to.

We will also do an initial assessment of damages to the property, document them and advise you what emergency repairs and actions can you take before the claim is assessed and approved, without affecting the amount of your final settlement.

Flood Damage Claim Step 2 – Drying and emergency repairing process

As flooding usually affects not just one household but the entire community, sourcing the equipment and contractors who can extract water and dry your property can be a challenge.

Insurance Claim Solutions will advise you how you can find someone who can pump out the water and carry out emergency repairs to prevent additional damage to your property.

Flood Damage Claim Step 3 – Assess the full damage and file the insurance claim

We will help you with making inventory of all the damaged items, help you assess the replacement or repair cost for all the items and complete all the required paperwork. We will ensure that all potential damage is uncovered, including potential rot, mould and mildew hazard.

We will also meet with the Insurance Loss Adjuster and point out specific aspects of your flood damage.

Flood Damage Claim Step 4 – Negotiate settlement and follow up on payment

Once the claim is assessed, we will negotiate speedy settlement with your insurers and follow up on the final payment.


Let an experienced loss Aassessor help you with your flood damage claim

Insurance Claim Solutions are experts in handling all types of insurance claims, including flood damages. We have good relationships with the insurers and the building restoration companies and can generally get things done much faster than the average policy holder.

In most cases, we can also get a better settlement figure, simply because we can point out the damages that are not immediately obvious and the insurers tend to omit in order to minimise their losses.

Should you decide to use our services to manage your claim, we will:

  • tell you the exact steps you need to take to get a compensation as soon as possible
  • read the small print in your insurance policy and advise you what damages you can claim for
  • help you assess the damages and calculate the losses due to business interruption
  • document the damages and make an inventory
  • help you source reliable contractors who will help you clean up, dry, repair and restore your business property to the pre-loss condition
  • help you get realistic quotations
  • complete all paperwork and file the claim with your insurer
  • meet with the insurer’s Loss Adjuster and ensure that all damages have been properly assessed
  • follow up with the insurers on their claim assessment process and keep you informed
  • negotiate with your insurer a realistic settlement figure, so you are not left out of pocket
  • arrange for interim payments, so you can begin cleaning up and restoration work as soon as possible.
  • chase up the final payment

Dont suffer the stress of handling your own claim. Call us for a free survey 086 357 1713

Contact Details

Insurance Claim Solutions
Golf Rd, Rush, Co. Dublin

Mobile: 086 357 1713
Phone : 01 870 9210

We are registered as Public Loss Assessors and fully regulated by the Central Bank of Ireland

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Hilary Jordan
Hilary Jordan
17:38 16 May 22
From my first phone conversation with Trevor I felt very confident that I had chosen the right person to help us negotiate through the minefield that is making a claim through your home insurer. Trevor's colleague Craig visited our home and was very sympathetic to our situation after a burst mains pipe. He explained everything he was doing and then dealt with the loss adjustor from our insurance company reducing our stress. We were kept informed during the entire process and even though we were dealt a bit of a curve ball, Trevor negotiated the best result for us and we can't reccomend ICS enough. It was the best decision we could make. As an add-on we would urge anybody reading this review to look at and review your home insurance and protect yourself against underinsurance. Thank you Trevor & Craig
Helen Halpin
Helen Halpin
22:44 08 Feb 22
I can’t recommend Trevor highly enough. After a house fire in Jan 2022, we had no idea what to do next. Thankfully, Trevor was recommended to us, and despite it being a bank holiday, he called to the house and provided all the reassurance we needed at a difficult time. Trevor is exceptionally professional, took care of all the paperwork, navigated through the tricky process with the Insurance company and kept us updated every step of the way. 5* service.
Jo Crawley
Jo Crawley
12:08 08 Dec 21
Great service from Insurance Claim Solutions would highly recommend. Thanks again
Oliver Mitchell
Oliver Mitchell
10:09 02 Dec 21
Trevor came in after we'd already started the claim and realised it was a much bigger issue than we'd originally thought. He stepped in seamlessly and quickly and took over everything, which made our lives far easier. He kept open communication every step of the way and ensured that the whole process went smoothly for us. Would absolutely recommend Insurance claim solutions to anyone.
Eibhlin Ni Ghabhlain
Eibhlin Ni Ghabhlain
10:37 26 Nov 21
It was such a relief to hand over all details of the insurance claim to Trevor when I had a recent mains leak in my house. He more than lived up to the recommendations I had received about his work, efficient, professional, inspiring confidence that all was being dealt with correctly. Within a remarkably short time he had dealt with all details of claim and I’m very happy with what he achieved for me in terms of a settlement. Can highly recommend him!
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