How to speed up your insurance claim process

Insurance Claim Process - take time to cover all angles

When it comes to your insurance claim, obviously you want it assessed, processed and paid out as quickly as possible, so that you can get back to normality. Unfortunately, sometimes if you rush it, you can easily miss crucial elements which may affect the final settlement, or slow down the entire insurance claim process.

Here are some tips of what NOT TO DO, if you don’t want to delay the insurance claim process, or jeopardise your settlement

  • Don’t start cleaning up the damage before your insurance company has had a chance to view the loss. Of course, it’s a natural instinct to begin removing personal belongings and fixtures, but a complete inspection must be made and an inventory is taken before any items are touched, replaced or repaired.
  • Remember this is all evidence, and without it, you will struggle to recover the full value of the items.
  • Get quotes for everything and only then decide what should be dumped when approval has been gained from your insurance company.
  • Make informed decisions and don’t be railroaded. Get an expert opinion from a specialist and give yourself the tools to recoup your full entitlement.


“If you’re not properly managing your insurance claim, then your claim is managing you.”


How to manage your insurance claim process the right way

  1. Understand what your insurance policy covers. You are personally responsible for some costs, and they can add up very quickly. If you are under-insured at the time of loss, you can be significantly out of pocket following a loss without recourse.
  2. Do your due diligence. Talk to a professional loss assessor who is experienced in handling these types of claims. If you don’t know any, get recommendations from friends and family, or search for the highest-rated loss assessors in your area.
  3. Understand the costs. Please familiarise yourself with the cost of professional services and what it covers.
  4. Make an itemised inventory. Don’t touch anything until a comprehensive list of damaged items has been made.
  5. You have a responsibility to mitigate and protect your property but know your limitations. Yes, you want to slow the process down in order to carefully follow each step, but don’t put your business “on hold” for too long.
  6. Once the initial paperwork, checklists and inventory are completed, get the demolition started right away.
  7. Recognise “BER” loss. Unfortunately, there are times when a property or contents are beyond economical repair, and demolition/disposal is the only practical solution. Remember you still need to protect your interests in this case, and demolition or disposal should not be carried out until approval has been given.

Don’t let your claim spiral out of control. Manage it and slow it down to a pace that you feel comfortable with, but that allows you to return to your business or your home within a reasonable time frame. By understanding the process and all related costs, you are more likely to get the best return for your claim and also avoid being out of pocket.



Contact Details

Insurance Claim Solutions
Golf Rd, Rush, Co. Dublin

Mobile: 086 357 1713
Phone : 01 870 9210

We are registered as Public Loss Assessors and fully regulated by the Central Bank of Ireland

Google Reviews

Custome Reviews
Insurance Claim Solutions
Based on 164 reviews
powered by Google
Hilary Jordan
Hilary Jordan
17:38 16 May 22
From my first phone conversation with Trevor I felt very confident that I had chosen the right person to help us negotiate through the minefield that is making a claim through your home insurer. Trevor's colleague Craig visited our home and was very sympathetic to our situation after a burst mains pipe. He explained everything he was doing and then dealt with the loss adjustor from our insurance company reducing our stress. We were kept informed during the entire process and even though we were dealt a bit of a curve ball, Trevor negotiated the best result for us and we can't reccomend ICS enough. It was the best decision we could make. As an add-on we would urge anybody reading this review to look at and review your home insurance and protect yourself against underinsurance. Thank you Trevor & Craig
Helen Halpin
Helen Halpin
22:44 08 Feb 22
I can’t recommend Trevor highly enough. After a house fire in Jan 2022, we had no idea what to do next. Thankfully, Trevor was recommended to us, and despite it being a bank holiday, he called to the house and provided all the reassurance we needed at a difficult time. Trevor is exceptionally professional, took care of all the paperwork, navigated through the tricky process with the Insurance company and kept us updated every step of the way. 5* service.
Jo Crawley
Jo Crawley
12:08 08 Dec 21
Great service from Insurance Claim Solutions would highly recommend. Thanks again
Oliver Mitchell
Oliver Mitchell
10:09 02 Dec 21
Trevor came in after we'd already started the claim and realised it was a much bigger issue than we'd originally thought. He stepped in seamlessly and quickly and took over everything, which made our lives far easier. He kept open communication every step of the way and ensured that the whole process went smoothly for us. Would absolutely recommend Insurance claim solutions to anyone.
Eibhlin Ni Ghabhlain
Eibhlin Ni Ghabhlain
10:37 26 Nov 21
It was such a relief to hand over all details of the insurance claim to Trevor when I had a recent mains leak in my house. He more than lived up to the recommendations I had received about his work, efficient, professional, inspiring confidence that all was being dealt with correctly. Within a remarkably short time he had dealt with all details of claim and I’m very happy with what he achieved for me in terms of a settlement. Can highly recommend him!
See All Reviews