Farms face unique risks. A single storm can damage buildings, machinery, and crops. Theft can take essential equipment. Fire can destroy years of work in hours.
Your farm insurance should protect you. But will it deliver when you need it?
Many farmers across Ireland discover the hard way that insurance claims rarely run smoothly. We see it every day at Insurance Claim Solutions, where our 40 years of experience has helped over 10,000 property owners secure fair settlements.
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Expert Loss Assessors for Irish Farmers
At Insurance Claim Solutions, we specialize in agricultural and farm insurance claims. Our team has helped hundreds of farmers across Ireland settle claims for fire damage, flood recovery, theft of equipment, impact damage, livestock losses, and storm destruction.
Our job is to take the burden off your shoulders. You focus on running your farm while we handle every aspect of your claim. We fight for your maximum entitlement under your policy. No shortcuts. No settlements that leave you short.
A dairy farmer in Meath called us after a fire destroyed his milking parlor. His insurer offered €78,000. After our involvement, he received €186,000 – a difference that transformed his recovery.
What We Do For Irish Farmers
When disaster strikes your farm, time matters. Crops, livestock, and your livelihood depend on quick action. We manage every aspect of your claim from start to finish.
We begin with a thorough assessment of all damage, documenting everything meticulously. We then complete all paperwork for you and submit your claim to your insurer. Throughout the process, we deal with loss adjusters directly, representing your interests at every step.
The claim process gets complicated, and insurance companies know farmers have little time to fight. We even the odds by bringing our expertise and negotiation skills to your side.
Trevor Kelly, our Managing Director, personally oversees many farm claims. His approach combines technical expertise with genuine care for the farming community. As one farmer from Donegal noted in our Google reviews: “Trevor helped us navigate the insurance process very professionally. He looked at our policy, told us what we could expect, and guided us through the process much faster than I thought possible.”
Farm Insurance Claim Challenges
Farm policies contain complex terms. Most farmers focus on farming – not insurance details. Insurance companies know this and count on it to minimize payouts.
Your insurer will send a loss adjuster to assess damage. This person works for the insurance company, not for you. Their job is to minimize your payout while appearing fair and reasonable.
We commonly see disputes over building repair costs, undervalued machinery and equipment, rejected claims for outbuildings, complications with livestock claims, and disagreements about farm content values.
A farmer from Cork called us after his insurer offered €27,000 for storm damage to his dairy shed. The real repair cost was €62,000. After our involvement, he received the full amount needed for proper repairs.
Emergency Response for Farm Claims
Farm emergencies need immediate action. We help you arrange emergency repairs to prevent further damage, secure your site properly, coordinate site access for proper assessment, document all damage before evidence disappears, and start the claim process quickly.
Speed matters. A sheep farmer in Kerry faced flooding that threatened his flock. We organized emergency housing within hours while managing his claim. This quick response prevented substantial livestock losses.
John Holland, one of our senior loss assessors, specializes in emergency response for farm claims. His ability to arrive on site quickly has saved countless farmers from additional losses. As one client said: “John was great. He did all of the dealings with the insurance company and relayed all information back to us, which was a Godsend as we had none of the stress that this type of situation would usually cause.”
Valuing Your Farm Correctly
Many farm insurance problems start before damage happens. Incorrect valuation leads to claim problems later. Your farm policy must cover full rebuilding costs for all structures, current value of all livestock, accurate machinery and equipment values, and complete contents assessment.
Underinsurance penalties can cut your claim by 30% or more. We help farmers avoid this trap through our Rebuild Cost Assessment service. Our surveyors examine your farm and review your policy to identify coverage gaps before claims happen.
This preventative approach has saved many Irish farmers from devastating financial losses. The investment in proper valuation pays dividends when disaster strikes.
The Farm Claim Process with Expert Help
The claim process begins when you contact us first – before calling your insurer. This gives us the best opportunity to help you fully. We then visit your farm to document everything thoroughly with photos, measurements, and detailed notes on all damage.
With this evidence gathered, we prepare your claim properly, including all damages – even those you might miss without expert eyes. We then handle all negotiation with loss adjusters and insurance companies. We speak their language and know their tactics.
We push for the maximum valid payout based on your policy coverage and stay involved until you receive your money. We also ensure any repair work meets proper standards before considering the claim resolved.
Our 3D Property Scan technology allows us to create detailed digital records of damage that insurers find difficult to dispute. This modern approach, combined with our decades of experience, ensures nothing is missed in your claim.
Choosing Your Own Contractors
Insurance companies often push their approved contractors. This can cause delays and quality issues, especially in rural areas where local knowledge is crucial.
We help you appoint your preferred contractors instead. This means faster repairs, better quality work, local knowledge, trusted relationships, and a quicker return to normal operations.
A beef farmer in Donegal saved eight weeks of downtime by using his local contractor instead of the insurer’s suggestion. For farms, where timing can be critical for seasonal operations, this advantage cannot be overstated.
Why Farmers Choose Insurance Claim Solutions
We understand farming. Many of our team come from farming backgrounds. We know how farm equipment values depreciate, building repair costs in rural areas, the real impact of business interruption, seasonal issues that affect repairs, and the true value of agricultural assets.
Our expertise has helped hundreds of Irish farmers receive fair settlements. A dairy farmer in Wexford received an initial offer of €45,000 for equipment damaged in an electrical fire. After we stepped in, the settlement reached €118,000.
With over 7,500 cases successfully completed and more than 200 five-star Google reviews, our track record speaks for itself. We handle over 500 new cases every year, many from referrals by satisfied clients.
As one client said: “Excellent, professional service took away all the stress dealing with insurance company and achieved a very successful settlement on our behalf.”
The Real Cost Comparison
Many farmers worry about our fees. The numbers tell the real story. Without a loss assessor, the average farm claim settlement reaches only 50-65% of actual loss value. The average claim processing time stretches to 3-6 months, with the farmer handling all paperwork and negotiations during an already difficult time.
With Insurance Claim Solutions, the average farm claim settlement reaches 85-100% of actual loss value. The average claim processing time shrinks to 4-8 weeks. We handle all paperwork and negotiations, giving you peace of mind when you need it most.
Our fee is often covered by the increased settlement amount alone. The time saved and stress avoided are additional benefits that our clients consistently value.
Take Action to Protect Your Farm
Don’t face insurance companies alone. The difference between DIY and professional help can mean thousands of euros and months of saved time.
Call us today at 086 357 1713 or (01) 8709210. We offer free initial consultations for all farm insurance claims.
Email us through our website contact form, and we’ll get back to you within 2 hours. Our office in Rush, Co. Dublin is also open for in-person consultations.
Insurance Claim Solutions Ltd is regulated by the Central Bank of Ireland. We follow strict professional standards in all our client work.
Your farm is your livelihood. We help make sure your insurance actually protects it when you need it most.
Insurance Claim Solutions – Getting Irish farmers the settlements they deserve.
Learn More About Agricultural Insurance Claims
- Preventing Grain Dryer Fires – Essential safety tips to protect your farm equipment
- Can I Claim on Insurance for Business Interruption? – Important information for farm business continuity
- Storm Damage Case Study – See how we helped farmers after severe weather events
- What Is a Loss Assessor and Why You Need One – Understanding the role of professional claim support
- Underinsurance: How to Avoid This Risk – Make sure your farm assets are properly valued