Farms face unique risks. A single storm can damage buildings, machinery, and crops. Theft can take essential equipment. Fire can destroy years of work in hours.
Farm claims can involve buildings, machinery and livestock in the same loss.
At Insurance Claim Solutions, we act for farmers and other property owners on their insurance claims.
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Expert Loss Assessors for Irish Farmers
At Insurance Claim Solutions, we specialise in agricultural and farm insurance claims. Our loss assessors act for farmers across Ireland on claims for fire damage, flooding, theft of equipment, impact damage, livestock losses and storm damage.
Our job is to take the burden off your shoulders. You focus on running your farm while we handle every aspect of your claim. We prepare and present your claim under the terms of your policy, and we deal with your insurer and its loss adjuster until the claim is settled.
What We Do For Irish Farmers
When disaster strikes your farm, time matters. Crops, livestock, and your livelihood depend on quick action. We manage every aspect of your claim from start to finish.
We begin with a thorough assessment of all damage, recording everything in detail. We then complete all paperwork for you and submit your claim to your insurer. Throughout the process, we deal with loss adjusters directly, representing your interests at every step.
Farm claims can get complicated, and few farmers have hours to spare for paperwork and meetings with the adjuster. We bring our claims knowledge and negotiation experience to your side of the table.
Trevor Kelly, our Managing Director, is a Chartered Building Surveyor (MSCSI, MRICS) and is involved in farm claims. As one farmer from Donegal noted in our Google reviews: “Trevor helped us navigate the insurance process very professionally. He looked at our policy, told us what we could expect, and guided us through the process much faster than I thought possible.”
Farm Insurance Claim Challenges
Farm policies contain complex terms. Most farmers focus on farming – not insurance details. That is why it helps to have someone read the policy with you before the claim is agreed.
Your insurer will send a loss adjuster to assess damage. This person is appointed by the insurance company. We act for you.
Disputes can arise over building repair costs, the value of machinery and equipment, rejected claims for outbuildings, complications with livestock claims, and disagreements about farm content values.
Emergency Response for Farm Claims
Farm emergencies need immediate action. We help you arrange emergency repairs, in line with your policy, to prevent further damage, secure your site properly, coordinate site access for proper assessment, document all damage before evidence disappears, and start the claim process quickly.
John Holland, one of our loss assessors, works on emergency farm claims. Our helpline is available 24/7, 365 days a year, and we visit the site within 24 hours, so that damage can be recorded from the start. As one client said: “John was great. He did all of the dealings with the insurance company and relayed all information back to us, which was a Godsend as we had none of the stress that this type of situation would usually cause.”
Valuing Your Farm Correctly
Many farm insurance problems start before damage happens. Incorrect valuation leads to claim problems later. Check that the sums insured on your farm policy reflect the rebuilding cost of the structures, the value of livestock, and machinery, equipment and contents.
If your farm is underinsured, the average clause in your policy can reduce what is paid on a claim. Our Rebuild Cost Assessment service is one way of checking rebuilding costs against your sums insured.
Getting the valuation right before anything happens means you know where you stand if you ever need to claim.
The Farm Claim Process with Expert Help
Notify your insurer promptly, as your policy requires; you can contact us at the same time. We then visit your farm to document everything thoroughly with photos, measurements, and detailed notes on all damage.
With this evidence gathered, we prepare your claim properly, including damage that is easy to overlook. We then handle the negotiation with the loss adjuster and your insurer. We can deal with the adjuster’s questions for you.
We present the claim under the terms of your policy cover and stay involved until it is settled and paid.
Our 3D Property Scan service creates a detailed digital record of damage that can be shared with the loss adjuster and insurer.
Choosing Your Own Contractors
Your insurer may suggest contractors from its own panel. On a farm, a builder who knows the land, the buildings and the local conditions can make a real difference.
We can help you appoint the contractor you prefer, someone you already know and trust, and agree the repair costs with the loss adjuster.
On a farm, where so much depends on the season, using a builder you already know can save valuable time.
Why Farmers Choose Insurance Claim Solutions
Farm claims raise issues of their own, including the value of equipment, building repair costs in rural areas, business interruption and the seasonal factors that affect repairs. All of our assessors are surveyors.
We are rated 5.0 on Google, with 390+ reviews from our clients.
As one client said: “Excellent, professional service took away all the stress dealing with insurance company and achieved a very successful settlement on our behalf.”
Our Fees
We work on a no win no fee basis and the initial consultation is free. The fee terms are explained and agreed with you in writing before any work begins.
Take Action to Protect Your Farm
You do not have to deal with a farm claim on your own. We can prepare the claim, meet the loss adjuster and handle the negotiation while you keep the farm running.
Call us today on 01 870 9210. We offer free initial consultations for all farm insurance claims.
Email us through our website contact form, and we’ll get back to you as soon as we can. Our office in Rush, Co. Dublin is also open for in-person consultations.
Trevor Kelly Insurance Claim Solutions Limited, trading as Insurance Claim Solutions, is regulated by the Central Bank of Ireland (Reg. No. C423441).
Your farm is your livelihood. If something goes wrong, we handle the insurance claim so you can concentrate on the farm.
Insurance Claim Solutions – acting for Irish farmers on property and farm insurance claims.
Learn More About Agricultural Insurance Claims
- Preventing Grain Dryer Fires – Essential safety tips to protect your farm equipment
- Can I Claim on Insurance for Business Interruption? – Important information for farm business continuity
- Storm Damage Case Study – See how we helped farmers after severe weather events
- What Is a Loss Assessor and Why You Need One – Understanding the role of professional claim support
- Underinsurance: How to Avoid This Risk – Make sure your farm assets are properly valued