Services
Public Loss Assessor Services
What Does a Public Loss Assessor Do?
Not all property damage is immediately obvious. Sometimes it takes an experienced Loss Assessor with extensive building surveying experience to uncover hidden damage caused by water ingress, fire or smoke.
Insurance Claim Solutions are experienced public loss assessors, and we handle everything from straightforward domestic claims to complex commercial losses. We assess the loss, prepare the claim and negotiate with your insurer for you.
A Public Loss Assessor is an insurance professional who helps policyholders assess and document the damage, complete an insurance claim, deal with the insurer’s loss adjuster and negotiate compensation for their loss.
The fee for this service is usually a small percentage of the paid-out value of the claim. So it is in the assessor’s interest to include every part of the loss and document it properly.
All Insurance Claim Solutions Loss Assessors are fully qualified Building Surveyors, hold multiple insurance qualifications and have many years of insurance claims experience.
Service Overview
PUBLIC LOSS ASSESSOR SERVICES
Benefits of Appointing an Experienced Loss Assessor
Fire, water, and storm damage are really traumatic events that can turn your life upside down. Attempting to assess the damage yourself while trying to keep your family or business together can be a real challenge.
Since a large part of the damage to your property may not be immediately obvious, you would need to have detailed knowledge of the building structure and how each peril can impact it, in order to accurately assess the damage.
Most policyholders would not know where to look and they are also too traumatised by the event, to properly assess the loss. Dealing with the insurer’s loss adjuster at the same time adds to the pressure.
Your insurer’s loss adjuster assesses the claim on the insurer’s behalf and will check it closely against the policy terms, conditions and exclusions.
A loss assessor does that same work for you. We know where to look for secondary damage, we read the policy wording closely, and we answer the loss adjuster’s questions with evidence.
Because we are not living through the aftermath ourselves, we can take a calm, methodical approach to your claim while you deal with everything else.
Appointing an experienced loss assessor will not only save you the stress of dealing with the claim and provide a much more accurate assessment of your loss; it will also save you a lot of time and hassle.
A loss assessor usually has contacts with structural engineers, specialist cleaners, builders and repairers, so the damage can be assessed and the claim prepared far more quickly than most people could manage on their own.