Vehicle Impact Damage to A Home Ends Surprisingly Well

Impact damage outside viewVehicle Impact Damage | We received a call from a client on a Sunday morning, advising us of the vehicle impact damage to his house.

A stolen car crashed through the front of the building early on a Sunday morning, causing extensive structural damage to the front of the building. Fortunately nobody was injured.

Our client, was not sure whether his insurance would cover him, so he called Insurance Claim Solutions to help him interpret his policy wording and advise him on how to best handle the insurance claim.

Vehicle Impact Damage results in a Structual Damage to the House

outsideview-1insideview-1insideview-2We surveyed the site first thing on Monday morning and immediately reported the claim to the insurance company. The following day we met with the insurance loss adjuster on site and agreed the costs to carry out initial clean up, debris removal and boarding up externally and internally to protect the structure and secure the site.

As certified building surveyors, we could easily determine that the building had suffered extensive structural damage and was unsafe to be occupied. We therefore recommended that our client appointed a structural engineer to fully assess the damage and estimate the full extent of the repairs that would be required.

The engineer reported that the entire front elevation wall required replacement, as parts of the wall were bowed and the foundations were turned due to the impact. Also the roof required extensive support, propping up and protection, whilst works were carried out.

All ends better than expected with ICS Loss Assessor managing the claim

ICS formulated and presented a comprehensive claim schedule encompassing all of the possible repair works. The claim consisted of:

  • buildings damage,
  • damage to contents (furniture, TV, blinds, curtains etc.)
  • loss of rental income

Insurance Claim Solutions Loss Assessor handled the entire claim from start to finish.  He ensured that that the clients received the best possible compensation for their loss.

As a result the client was able to reinstate the property to a condition far better than the pre loss building. By using a professional claims manager such as ICS, he had the funds available to modernise the building. This allowed him not only to increase value of his property, but also to achieve a much higher rental income.

Contact Details

Insurance Claim Solutions
Golf Rd, Rush, Co. Dublin

Mobile: 086 357 1713
Phone : 01 870 9210

We are registered as Public Loss Assessors and fully regulated by the Central Bank of Ireland

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Hilary Jordan
Hilary Jordan
17:38 16 May 22
From my first phone conversation with Trevor I felt very confident that I had chosen the right person to help us negotiate through the minefield that is making a claim through your home insurer. Trevor's colleague Craig visited our home and was very sympathetic to our situation after a burst mains pipe. He explained everything he was doing and then dealt with the loss adjustor from our insurance company reducing our stress. We were kept informed during the entire process and even though we were dealt a bit of a curve ball, Trevor negotiated the best result for us and we can't reccomend ICS enough. It was the best decision we could make. As an add-on we would urge anybody reading this review to look at and review your home insurance and protect yourself against underinsurance. Thank you Trevor & Craig
Helen Halpin
Helen Halpin
22:44 08 Feb 22
I can’t recommend Trevor highly enough. After a house fire in Jan 2022, we had no idea what to do next. Thankfully, Trevor was recommended to us, and despite it being a bank holiday, he called to the house and provided all the reassurance we needed at a difficult time. Trevor is exceptionally professional, took care of all the paperwork, navigated through the tricky process with the Insurance company and kept us updated every step of the way. 5* service.
Jo Crawley
Jo Crawley
12:08 08 Dec 21
Great service from Insurance Claim Solutions would highly recommend. Thanks again
Oliver Mitchell
Oliver Mitchell
10:09 02 Dec 21
Trevor came in after we'd already started the claim and realised it was a much bigger issue than we'd originally thought. He stepped in seamlessly and quickly and took over everything, which made our lives far easier. He kept open communication every step of the way and ensured that the whole process went smoothly for us. Would absolutely recommend Insurance claim solutions to anyone.
Eibhlin Ni Ghabhlain
Eibhlin Ni Ghabhlain
10:37 26 Nov 21
It was such a relief to hand over all details of the insurance claim to Trevor when I had a recent mains leak in my house. He more than lived up to the recommendations I had received about his work, efficient, professional, inspiring confidence that all was being dealt with correctly. Within a remarkably short time he had dealt with all details of claim and I’m very happy with what he achieved for me in terms of a settlement. Can highly recommend him!
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