Vehicle Impact Damage to A Home Ends Surprisingly Well

Impact damage outside viewVehicle Impact Damage | We received a call from a client on a Sunday morning, advising us of the vehicle impact damage to his house.

A stolen car crashed through the front of the building early on a Sunday morning, causing extensive structural damage to the front of the building. Fortunately nobody was injured.

Our client, was not sure whether his insurance would cover him, so he called Insurance Claim Solutions to help him interpret his policy wording and advise him on how to best handle the insurance claim.

Vehicle Impact Damage results in a Structual Damage to the House

outsideview-1insideview-1insideview-2We surveyed the site first thing on Monday morning and immediately reported the claim to the insurance company. The following day we met with the insurance loss adjuster on site and agreed the costs to carry out initial clean up, debris removal and boarding up externally and internally to protect the structure and secure the site.

As certified building surveyors, we could easily determine that the building had suffered extensive structural damage and was unsafe to be occupied. We therefore recommended that our client appointed a structural engineer to fully assess the damage and estimate the full extent of the repairs that would be required.

The engineer reported that the entire front elevation wall required replacement, as parts of the wall were bowed and the foundations were turned due to the impact. Also the roof required extensive support, propping up and protection, whilst works were carried out.

All ends better than expected with ICS Loss Assessor managing the claim

ICS formulated and presented a comprehensive claim schedule encompassing all of the possible repair works. The claim consisted of:

  • buildings damage,
  • damage to contents (furniture, TV, blinds, curtains etc.)
  • loss of rental income

Insurance Claim Solutions Loss Assessor handled the entire claim from start to finish.  He ensured that that the clients received the best possible compensation for their loss.

As a result the client was able to reinstate the property to a condition far better than the pre loss building. By using a professional claims manager such as ICS, he had the funds available to modernise the building. This allowed him not only to increase value of his property, but also to achieve a much higher rental income.

Contact Details

Insurance Claim Solutions
Golf Rd, Rush, Co. Dublin

Mobile: 086 357 1713
Phone : 01 870 9210

We are registered as Public Loss Assessors and fully regulated by the Central Bank of Ireland

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Custome Reviews
Karl Spratt
Karl Spratt
16:47 28 Nov 22
Recently had a bad leak in our upstairs bathroom, I was recommended Trevor from Insurance Claims Solutions. The best thing I ever did, Trevor and the Team at Insurance Claim Solutions made everything hassle free, they dealt with all aspects of our claim. Trevor is an exceptional insurance agent who is prompt, efficient, knowledgeable and friendly. Trevor guided my through the process ensuring the outcome for me was his priority. 100% recommend Trevor from Insurance Claims Solutions, if I could give him more than 5 stars I would!
Susie Webster
Susie Webster
12:35 03 Nov 22
Recently had a bad leak in my bungalow, was recommended Trevor from Insurance Claims Solutions. The best thing I ever did, Trevor is an exceptional insurance agent who is prompt, efficient, knowledgeable and friendly. Trevor guided my through the process ensuring the outcome for me was his priority. 100% recommend Trevor from Insurance Claims Solutions, if I could give him more than 5 stars I would!
N roy
N roy
19:20 23 Oct 22
Trevor was recommended to us only 4 weeks ago. We had a leak in kitchen which we thought would need just a new floor. Trevor came in and from that moment onwards we were in safe hands, far more damage than we ever thought thanks to Trevor, he did all the work with our insurance company, no hassles at all. If you have something happen at home and are thinking of using your insurance look no further than Trevor. His knowledge his second to none, best decision we have made in years. 5 stars isn't enough.ThanksNigel and Mags
Graham Nugent
Graham Nugent
09:24 20 Oct 22
I am delighted to recommend Insurance Claim Solutions to anyone facing a need to submit a home insurance claim. We had a significant escape of water from our attic tank while we were away, and came home to quite a smelly mess and water damage. We contacted Insurance Claim Solutions and really appreciated Trevor Kelly's attention to detail, and his professionalism. Trevor is a really good communicator and he is friendly, he took away all of the hassle and bureacracy for us; and as an industry expert he was thorough in preparing our claim and negotiating on our behalf. We handed everything over to Trevor and had no regrets; now that the claim has been settled, we could not be more satisfied. Thank you Trevor.
Eoin Donohoe
Eoin Donohoe
09:21 30 Sep 22
I recently worked with Trevor on a housing claim that required experienced support from a top quality professional. Trevor certainly is a high quality professional who provided great support. Trevor is a great communicator and was extremely good at keeping me up to date on how the process was progressing. He kept me reassured that the issue had his focus and commitment at all times. I would highly recommend Trevor.
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