Vehicle Impact Damage to A Home Ends Surprisingly Well

Impact damage outside viewVehicle Impact Damage | We received a call from a client on a Sunday morning, advising us of the vehicle impact damage to his house.

A stolen car crashed through the front of the building early on a Sunday morning, causing extensive structural damage to the front of the building. Fortunately nobody was injured.

Our client, was not sure whether his insurance would cover him, so he called Insurance Claim Solutions to help him interpret his policy wording and advise him on how to best handle the insurance claim.

Vehicle Impact Damage results in a Structual Damage to the House

outsideview-1insideview-1insideview-2We surveyed the site first thing on Monday morning and immediately reported the claim to the insurance company. The following day we met with the insurance loss adjuster on site and agreed the costs to carry out initial clean up, debris removal and boarding up externally and internally to protect the structure and secure the site.

As certified building surveyors, we could easily determine that the building had suffered extensive structural damage and was unsafe to be occupied. We therefore recommended that our client appointed a structural engineer to fully assess the damage and estimate the full extent of the repairs that would be required.

The engineer reported that the entire front elevation wall required replacement, as parts of the wall were bowed and the foundations were turned due to the impact. Also the roof required extensive support, propping up and protection, whilst works were carried out.

All ends better than expected with ICS Loss Assessor managing the claim

ICS formulated and presented a comprehensive claim schedule encompassing all of the possible repair works. The claim consisted of:

  • buildings damage,
  • damage to contents (furniture, TV, blinds, curtains etc.)
  • loss of rental income

Insurance Claim Solutions Loss Assessor handled the entire claim from start to finish.  He ensured that that the clients received the best possible compensation for their loss.

As a result the client was able to reinstate the property to a condition far better than the pre loss building. By using a professional claims manager such as ICS, he had the funds available to modernise the building. This allowed him not only to increase value of his property, but also to achieve a much higher rental income.

Contact Details

Insurance Claim Solutions
Golf Rd, Rush, Co. Dublin

Mobile: 086 357 1713
Phone : 01 870 9210

We are registered as Public Loss Assessors and fully regulated by the Central Bank of Ireland

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Custome Reviews
Vincent Hanley
Vincent Hanley
13:59 22 Sep 22
I would be happy to recommend Trevor Kelly (Insurance Claim Solutions) in the event you need to make a claim on your household insurance. We recently had a serious leak in our hot water pipes and Trevor’s prompt attention was the essence of professionalism. It also took the hassle and stress out of dealing with the Insurance Company’s loss adjuster and with the pursuit of our claim. Couldn’t recommend him highly enough and would be very comfortable recommending him to family and friends.
Roger Kear
Roger Kear
10:59 04 Sep 22
The level of service that I received from Trevor Kelly was second to none. This was my first major claim with an Insurer and unsure of the process. Trevor took away all that worry. He was polite, reassuring, punctual and efficient. He dealt will all the details of the claim and completely took away all the hassle. If ever there was a service that I would recommend then it has to be Trevor Kelly. If anyone has the misfortune to make an insurance claim then the first call they should make should be to Trevor Kelly.
Eimear McBride
Eimear McBride
13:13 22 Aug 22
I would highly recommend Trevor's services. He guided me through the process from beginning to end, along with providing helpful advice along the way. He was responsive, efficient, practical and empathetic throughout.
Sherin Mathew
Sherin Mathew
16:42 18 Aug 22
Excellent service.....We went through a tough time and Trevor was there to support us... Proffessional and approachable.... Highly recommending.......
sheila hayes
sheila hayes
09:16 04 Aug 22
I used Trevor's company after I had a leak under my floor, he came recommended to me from leak detectors and the same day as I made the call Craig came out to inspect the damage and he handled everything from there on. I was very anxious as my insurance company had told me they would not cover the damage as I was causing it myself by having to dig up the floor to find the leak but Craig assured me it would be sorted. I am extremely happy with the settlement and the service from Insurance Claim Solutions. I would urge anyone in this position to contact them they take all the worries away.
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