First you need to read the small print and be able to understand legal jargon that stipulates policy exclusions and limits your compensation.
Secondly, you need to understand what secondary damage is, and how it can impact on the total cost of your repairs.
Then you need extensive experience in assessing insurance claims in order to know what secondary damage is possible as a result of fire, smoke or water damage and what to look for when assessing your loss.
In order to minimise their payouts, insurance companies often omit any damages that are not very obvious. If you don’t know what to look for and don’t know what compensation you are entitled to, the difference between final settlement figure and the actual cost to you to replace the things that you lost may come to you as a total shock.
Appointing an Public Loss Assessor and a Professional Insurance Claim Manager to handle your claim can mean a substantial difference in the compensation your receive. It will also save you a lot of time and aggravation.
Insurance Claim Management Case Study
See below a short slideshow which illustrates the point on how invaluable is experience in managing an insurance claim.
If you need help in dealing with any aspect of your insurance claim, call us. We are on your side.