At Insurance Claim Solutions, we understand that dealing with insurance claims can often be a daunting process. That’s where we step in as Dublin’s leading loss assessor, offering you comprehensive support and guidance at every stage of your claim.
Business claims can be difficult to assess, time consuming to manage and take a long time to pay out .
Insurers can take time to investigate a commercial claim and their priority is to reduce the insurer’s liability, not to help the business owner.
For you, every day and every cent counts. Material damages are not your only worry; there is also a loss of profits d and a strong possibility of losing clients who will go to your competitors, if they can’t get service or products from you.
In cases like this, it is vital to assess your claim as soon as possible and to get you back in the saddle before your clients venture elsewhere.
Commercial claims can also be really complex. They often involve a careful assessment of the secondary damage, reduction in value, stock damage, loss of records, and the estimated losses due to business interruption.
Then there are negotiations of interim payments and the final settlement, claiming for the loss of earnings or increased cost of working (i.e. alternative manufacturing or warehousing) and many other complexities you are unlikely to be even aware of.
It is therefore advisable that you don’t try to handle the business claim yourself, but contact an experienced claim manager or a loss assessor.
Insurance Claim Solutions have the professional expertise to help you interpret the small print in your insurance policy and correctly assess the damages for which you are entitled to claim.
As we are not just Loss Assessors, but also qualified Building Surveyors, we can easily uncover secondary damages, whether they are caused by smoke, water or activities performed to extinguish the fire or stop more extensive damage to property.
Secondary damages may not be immediately obvious, but can surface months after your claim has been processed and your file closed.
Once the extend of your cover has been established, we can provide solutions in the short term, whilst your business gets back on its feet. We understand that interim payments are essential to keep cash flowing and the business moving.
Insurance Claim Solutions are experienced negotiators, so we can move your business claim forward without unnecessary confrontation. We can also usually get a much higher settlement than you could by managing the claim yourself.
Browse through this website and learn more about our claims assistance for the following types of business claims:
We have tried to provide a simplistic overview of our claim management process, but in reality, the devil is in the detail, as each claim is different.
We take care of the entire claim management process, from completing the paperwork and submitting the claim to meeting with the Loss Adjuster, negotiating the settlement, helping you secure temporary premises, organising clean-up and repairs, and ensuring a speedy payout.
Understanding the full scope of coverage available under your business insurance policy is essential for maximizing your claim recovery and ensuring business continuity. Commercial insurance policies are typically more comprehensive than residential coverage but also more complex in their terms and conditions. Our experienced public loss assessor team helps identify and maximize all applicable coverage areas in your business insurance claim.
Our insurance loss assessor team helps identify and document various categories of business insurance coverage that business owners commonly overlook:
Property Damage Coverage: This includes damage to buildings, equipment, machinery, inventory, furniture, fixtures, and other business property. Commercial property coverage often includes replacement cost coverage, building ordinance compliance, and coverage for improvements and betterments that may not apply to basic policies.
Business insurance claims are among the most multifaceted and technically demanding insurance claims in the commercial sector. Unlike residential property claims, business claims often involve multiple types of coverage within a single policy, including property damage, business interruption, equipment breakdown, liability, and specialized coverage for industry-specific risks. The interconnected nature of modern business operations means that a single incident can trigger multiple coverage areas and create cascading effects throughout your organization.
When business insurance claims occur, the immediate property damage or loss is often just the beginning of your coverage needs. Business interruption, lost revenue, ongoing expenses during closure, employee costs, customer impacts, supplier disruptions, and reputation management all become critical factors that must be carefully evaluated and claimed for maximum recovery under your commercial insurance policy.
Don’t let the stress of dealing with insurers and repair contractors overwhelm you. Contact us today, and let us handle your insurance claim while you focus on your recovery.
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