Fire at your Home or Business- Policyholders Tips

A fire at your home or business is one of the most devastating events that can happen. As claim experts, who regularly manage fire damage claims on behalf of policyholders, we understand and know how traumatising a fire can be and how policyholders are left in a vulnerable position.

 

House interiopr after fireWe’ve put together a few important tips, that’ll help you through the initial aftermath of a fire;

  1. Firstly and most importantly In the event of a fire, your number one priority is to get all of the occupants out of the building immediately and stay a safe distance away. That means not stopping to try and salvage items, the fire will spread rapidly without warning and won’t give you a chance to escape.
  2. Once you are away from the property, raise the alarm to emergency services and under no circumstances, re-enter the building. Remember Your Buildings, contents and possessions can be replaced, you and your family cannot.
  3. Most insurance policies include alternative accommodation as standard. It may take a while for your insurance company to visit, you may have to source short term accommodation in a local hotel, B&B or family members until you have an agreement with your insurance loss adjuster.
  4. Following the fire, do not re-enter the building until a registered building surveyor or engineer has had a chance to carry out an initial survey and has permitted to re-entry. There may be unforeseen structural damage to the building, damage to electrical services, gas pipework etc making the site unsafe and dangerous. A fire damaged building may be unstable and can pose countless risks to health and safety, leading to serious injury or death.
  5. Shortly after the fire, you as the policyholder will be tasked and responsible for assessing your claim correctly and formulating a claims management strategy. This will include liaising with architects, engineers, quantity surveyors, building contractors, fire damage remediation contractors, fire safety engineers, forensic engineers, along with compiling and formulation full contents and possessions inventory and costings. In addition, as you are your sole representative, its up to you to present your claim to your insurance companies professional loss adjuster, to fully prove your loss, fully demonstrate the full and absolute extent of the damage, and hope that your insurance company loss adjusters will make the payment, as per your estimate!

If you don’t fancy leaving it to chance or are uncertain about handling your insurance claim, one call to us and we’ll take care of the whole process and ensure that your 100% full compensation is achieved. ICS are the property claims experts, we offer full claims management and will take care of the entire claims process, leaving you, the policyholder in full control of your claim.

Direct link to fire damage claim help page

Contact Details

Insurance Claim Solutions
Golf Rd, Rush, Co. Dublin

Mobile: 086 357 1713
Phone : 01 870 9210

We are registered as Public Loss Assessors and fully regulated by the Central Bank of Ireland

Google Reviews

Custome Reviews
Karl Spratt
Karl Spratt
16:47 28 Nov 22
Recently had a bad leak in our upstairs bathroom, I was recommended Trevor from Insurance Claims Solutions. The best thing I ever did, Trevor and the Team at Insurance Claim Solutions made everything hassle free, they dealt with all aspects of our claim. Trevor is an exceptional insurance agent who is prompt, efficient, knowledgeable and friendly. Trevor guided my through the process ensuring the outcome for me was his priority. 100% recommend Trevor from Insurance Claims Solutions, if I could give him more than 5 stars I would!
Susie Webster
Susie Webster
12:35 03 Nov 22
Recently had a bad leak in my bungalow, was recommended Trevor from Insurance Claims Solutions. The best thing I ever did, Trevor is an exceptional insurance agent who is prompt, efficient, knowledgeable and friendly. Trevor guided my through the process ensuring the outcome for me was his priority. 100% recommend Trevor from Insurance Claims Solutions, if I could give him more than 5 stars I would!
N roy
N roy
19:20 23 Oct 22
Trevor was recommended to us only 4 weeks ago. We had a leak in kitchen which we thought would need just a new floor. Trevor came in and from that moment onwards we were in safe hands, far more damage than we ever thought thanks to Trevor, he did all the work with our insurance company, no hassles at all. If you have something happen at home and are thinking of using your insurance look no further than Trevor. His knowledge his second to none, best decision we have made in years. 5 stars isn't enough.ThanksNigel and Mags
Graham Nugent
Graham Nugent
09:24 20 Oct 22
I am delighted to recommend Insurance Claim Solutions to anyone facing a need to submit a home insurance claim. We had a significant escape of water from our attic tank while we were away, and came home to quite a smelly mess and water damage. We contacted Insurance Claim Solutions and really appreciated Trevor Kelly's attention to detail, and his professionalism. Trevor is a really good communicator and he is friendly, he took away all of the hassle and bureacracy for us; and as an industry expert he was thorough in preparing our claim and negotiating on our behalf. We handed everything over to Trevor and had no regrets; now that the claim has been settled, we could not be more satisfied. Thank you Trevor.
Eoin Donohoe
Eoin Donohoe
09:21 30 Sep 22
I recently worked with Trevor on a housing claim that required experienced support from a top quality professional. Trevor certainly is a high quality professional who provided great support. Trevor is a great communicator and was extremely good at keeping me up to date on how the process was progressing. He kept me reassured that the issue had his focus and commitment at all times. I would highly recommend Trevor.
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