Fire at your Home or Business- Policyholders Tips

A fire at your home or business is one of the most devastating events that can happen. As claim experts, who regularly manage fire damage claims on behalf of policyholders, we understand and know how traumatising a fire can be and how policyholders are left in a vulnerable position.

 

House interiopr after fireWe’ve put together a few important tips, that’ll help you through the initial aftermath of a fire;

  1. Firstly and most importantly In the event of a fire, your number one priority is to get all of the occupants out of the building immediately and stay a safe distance away. That means not stopping to try and salvage items, the fire will spread rapidly without warning and won’t give you a chance to escape.
  2. Once you are away from the property, raise the alarm to emergency services and under no circumstances, re-enter the building. Remember Your Buildings, contents and possessions can be replaced, you and your family cannot.
  3. Most insurance policies include alternative accommodation as standard. It may take a while for your insurance company to visit, you may have to source short term accommodation in a local hotel, B&B or family members until you have an agreement with your insurance loss adjuster.
  4. Following the fire, do not re-enter the building until a registered building surveyor or engineer has had a chance to carry out an initial survey and has permitted to re-entry. There may be unforeseen structural damage to the building, damage to electrical services, gas pipework etc making the site unsafe and dangerous. A fire damaged building may be unstable and can pose countless risks to health and safety, leading to serious injury or death.
  5. Shortly after the fire, you as the policyholder will be tasked and responsible for assessing your claim correctly and formulating a claims management strategy. This will include liaising with architects, engineers, quantity surveyors, building contractors, fire damage remediation contractors, fire safety engineers, forensic engineers, along with compiling and formulation full contents and possessions inventory and costings. In addition, as you are your sole representative, its up to you to present your claim to your insurance companies professional loss adjuster, to fully prove your loss, fully demonstrate the full and absolute extent of the damage, and hope that your insurance company loss adjusters will make the payment, as per your estimate!

If you don’t fancy leaving it to chance or are uncertain about handling your insurance claim, one call to us and we’ll take care of the whole process and ensure that your 100% full compensation is achieved. ICS are the property claims experts, we offer full claims management and will take care of the entire claims process, leaving you, the policyholder in full control of your claim.

Direct link to fire damage claim help page

Contact Details

Insurance Claim Solutions
Golf Rd, Rush, Co. Dublin

Mobile: 086 357 1713
Phone : 01 870 9210

We are registered as Public Loss Assessors and fully regulated by the Central Bank of Ireland

Google Reviews

Custome Reviews
Vincent Hanley
Vincent Hanley
13:59 22 Sep 22
I would be happy to recommend Trevor Kelly (Insurance Claim Solutions) in the event you need to make a claim on your household insurance. We recently had a serious leak in our hot water pipes and Trevor’s prompt attention was the essence of professionalism. It also took the hassle and stress out of dealing with the Insurance Company’s loss adjuster and with the pursuit of our claim. Couldn’t recommend him highly enough and would be very comfortable recommending him to family and friends.
Roger Kear
Roger Kear
10:59 04 Sep 22
The level of service that I received from Trevor Kelly was second to none. This was my first major claim with an Insurer and unsure of the process. Trevor took away all that worry. He was polite, reassuring, punctual and efficient. He dealt will all the details of the claim and completely took away all the hassle. If ever there was a service that I would recommend then it has to be Trevor Kelly. If anyone has the misfortune to make an insurance claim then the first call they should make should be to Trevor Kelly.
Eimear McBride
Eimear McBride
13:13 22 Aug 22
I would highly recommend Trevor's services. He guided me through the process from beginning to end, along with providing helpful advice along the way. He was responsive, efficient, practical and empathetic throughout.
Sherin Mathew
Sherin Mathew
16:42 18 Aug 22
Excellent service.....We went through a tough time and Trevor was there to support us... Proffessional and approachable.... Highly recommending.......
sheila hayes
sheila hayes
09:16 04 Aug 22
I used Trevor's company after I had a leak under my floor, he came recommended to me from leak detectors and the same day as I made the call Craig came out to inspect the damage and he handled everything from there on. I was very anxious as my insurance company had told me they would not cover the damage as I was causing it myself by having to dig up the floor to find the leak but Craig assured me it would be sorted. I am extremely happy with the settlement and the service from Insurance Claim Solutions. I would urge anyone in this position to contact them they take all the worries away.
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