Fire at your Home or Business- Policyholders Tips

A fire at your home or business is one of the most devastating events that can happen. As claim experts, who regularly manage fire damage claims on behalf of policyholders, we understand and know how traumatising a fire can be and how policyholders are left in a vulnerable position.

 

House interiopr after fireWe’ve put together a few important tips, that’ll help you through the initial aftermath of a fire;

  1. Firstly and most importantly In the event of a fire, your number one priority is to get all of the occupants out of the building immediately and stay a safe distance away. That means not stopping to try and salvage items, the fire will spread rapidly without warning and won’t give you a chance to escape.
  2. Once you are away from the property, raise the alarm to emergency services and under no circumstances, re-enter the building. Remember Your Buildings, contents and possessions can be replaced, you and your family cannot.
  3. Most insurance policies include alternative accommodation as standard. It may take a while for your insurance company to visit, you may have to source short term accommodation in a local hotel, B&B or family members until you have an agreement with your insurance loss adjuster.
  4. Following the fire, do not re-enter the building until a registered building surveyor or engineer has had a chance to carry out an initial survey and has permitted to re-entry. There may be unforeseen structural damage to the building, damage to electrical services, gas pipework etc making the site unsafe and dangerous. A fire damaged building may be unstable and can pose countless risks to health and safety, leading to serious injury or death.
  5. Shortly after the fire, you as the policyholder will be tasked and responsible for assessing your claim correctly and formulating a claims management strategy. This will include liaising with architects, engineers, quantity surveyors, building contractors, fire damage remediation contractors, fire safety engineers, forensic engineers, along with compiling and formulation full contents and possessions inventory and costings. In addition, as you are your sole representative, its up to you to present your claim to your insurance companies professional loss adjuster, to fully prove your loss, fully demonstrate the full and absolute extent of the damage, and hope that your insurance company loss adjusters will make the payment, as per your estimate!

If you don’t fancy leaving it to chance or are uncertain about handling your insurance claim, one call to us and we’ll take care of the whole process and ensure that your 100% full compensation is achieved. ICS are the property claims experts, we offer full claims management and will take care of the entire claims process, leaving you, the policyholder in full control of your claim.

Direct link to fire damage claim help page

Contact Details

Insurance Claim Solutions
Golf Rd, Rush, Co. Dublin

Mobile: 086 357 1713
Phone : 01 870 9210

We are registered as Public Loss Assessors and fully regulated by the Central Bank of Ireland

Google Reviews

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Hilary Jordan
Hilary Jordan
17:38 16 May 22
From my first phone conversation with Trevor I felt very confident that I had chosen the right person to help us negotiate through the minefield that is making a claim through your home insurer. Trevor's colleague Craig visited our home and was very sympathetic to our situation after a burst mains pipe. He explained everything he was doing and then dealt with the loss adjustor from our insurance company reducing our stress. We were kept informed during the entire process and even though we were dealt a bit of a curve ball, Trevor negotiated the best result for us and we can't reccomend ICS enough. It was the best decision we could make. As an add-on we would urge anybody reading this review to look at and review your home insurance and protect yourself against underinsurance. Thank you Trevor & Craig
Helen Halpin
Helen Halpin
22:44 08 Feb 22
I can’t recommend Trevor highly enough. After a house fire in Jan 2022, we had no idea what to do next. Thankfully, Trevor was recommended to us, and despite it being a bank holiday, he called to the house and provided all the reassurance we needed at a difficult time. Trevor is exceptionally professional, took care of all the paperwork, navigated through the tricky process with the Insurance company and kept us updated every step of the way. 5* service.
Jo Crawley
Jo Crawley
12:08 08 Dec 21
Great service from Insurance Claim Solutions would highly recommend. Thanks again
Oliver Mitchell
Oliver Mitchell
10:09 02 Dec 21
Trevor came in after we'd already started the claim and realised it was a much bigger issue than we'd originally thought. He stepped in seamlessly and quickly and took over everything, which made our lives far easier. He kept open communication every step of the way and ensured that the whole process went smoothly for us. Would absolutely recommend Insurance claim solutions to anyone.
Eibhlin Ni Ghabhlain
Eibhlin Ni Ghabhlain
10:37 26 Nov 21
It was such a relief to hand over all details of the insurance claim to Trevor when I had a recent mains leak in my house. He more than lived up to the recommendations I had received about his work, efficient, professional, inspiring confidence that all was being dealt with correctly. Within a remarkably short time he had dealt with all details of claim and I’m very happy with what he achieved for me in terms of a settlement. Can highly recommend him!
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